A personal budget is a financial plan, which designates your forthcoming money income towards your expenditures, loan payments and savings. A budget allocates and circulates expected income to estimated expenses and planned savings. There are various methods or tools available on the internet for creating, using and regulating your personal…

A payroll is a list of company’s employees, and the salaries and wages they are to be paid. But this term is usually refers the aggregate sum of money that a company pays to its employees, Payroll also includes withheld taxes and bonuses. From accountant’s point of view, payroll is…

Packing slip is a shipping slip or a document that contains goods when they are shipped or delivered. In most of the cases, this slip is placed inside the box, pocket or other container that is used for the delivery of goods. Packing slip is also known as shipping list…

An organizational chart is a chart or diagram that presents the structure or framework of an organization, and the relationships and relevant ranks of its members and their positions. It is also known as “org chart” or “organogram”. A company’s organizational chart basically indicates the relation among people within an…

Whether you are moving from one city to another, or across the country, getting information about when and how to start each task for moving is just as important as the task themselves. You may need a handy or ready-to-use plan or checklist that allows you to perform each task…

A mortgage calculator is an automatic instrument or a program to calculate mortgage’s monthly payment. It is also used by mortgage donors, which enables them to determine the financial fitness or suitability of a home loan entrants. There are multiple free online mortgage calculators, and software programs that offering mortgage…

Planner is an effective tool for time management and helps you to stay organized. A monthly planner is an operative tool that allows you to easily and professionally plan your schedule, smoothing the path for future success. Whether you are at home or work, whether you are running a large…

A memo, which is a short form of memorandum, is a business document or note that helps to remember by recording events or conclusions on a specific topic. It is usually used for inward communication within an organization, company or school, and barely sent to customers or public. It acts…

Employment verification letter is a formal business document usually written and signed by an employer or company to confirm that mentioned employee or worker is working in the company. Sample employment verification letters are available here to help you when writing such letters for your employees. This formal correspondence must…